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How to File a Truck Accident Claim The majority of truck accidents occur by negligence on the part a trucker or trucking firm. Victims of injuries are usually required to make a claim to receive full compensation for accident-related expenses. Medical bills are a common expense for truck accident survivors. The insurance company of the responsible party may request an independent medical exam to obtain a clear picture of your injuries and how they impact your daily life. Medical Care When you are in a crash involving a truck and require medical care to ensure your health and safety. In addition, getting medical attention as quickly as possible will make it easier to record your injuries in your claim. It can also help you create an evidence-based case that proves your injuries resulted from the crash. Medical expenses are an essential aspect of any claim for personal injury. They provide evidence of the severity of your injuries and how they affected your life. You might not be able to get the full amount of compensation if don't have a solid record of your injuries. In certain situations medical care may be so extensive that it prevents you from working or going back to your normal activities. In this case you may be eligible to receive compensation for your lost income. murfreesboro truck accident lawsuit could also be entitled to reimbursement for the cost of any assistive device you require to live in a normal way. As in any accident, there are a variety of parties that can be held responsible for a truck accident. The parties that could be held accountable include: Truck drivers: Truck drivers could be employees of a company bound by a contract to work for a certain employer or independent owner-operators that operate their vehicles on behalf of the shipper they contract with. Truck drivers who are negligent, reckless or engage in reckless driving can be held responsible for the resultant accident. Other drivers: If a driver's negligence caused the crash, that driver could be held accountable. Other drivers are usually blamed for truck accidents, especially when the other driver was driving recklessly or was distracted. The parties responsible may try to minimize your claim, by shifting blame or recording the statement against you, or bribing you into admitting to fault. This is the reason you need to hire a skilled truck accident lawyer. Your attorney will fight for your rights and will ensure that the liable party pays what you are owed. Lost Wages Accidents involving trucks aren't the typical. These crashes are more severe and more likely to cause permanent disability and long-term injuries. These crashes also carry larger loads, which could make the occupants more vulnerable. There are many different types of truck drivers. Owner-operators who own their vehicles and contract with shippers for a cost to haul goods or company drivers, who drive vehicles owned by their employers. Both parties could be held accountable for a crash that involves commercial vehicles based on the circumstances. A person who sustains an injury in a car accident that prevents the person from working could be entitled to compensation for their lost wages. These are calculated in relation to the amount the money that they could have earned during the time they were unable work because of their injuries. This includes not just regular wages, but also benefits such as paid time off and overtime. In order to award damages for lost wages, a judge generally will review a letter from an injured party's doctor that provides a treatment plan and explains why they were unable to work. A letter from the person's employer is also required that verifies their salary or hourly wage, as well as the number of days they were unable go to work due to their injury. After the evidence has been gathered after which your lawyer will prepare a package of demands that detail the amount you've lost as a result of the accident. This is then sent to insurance company of the other driver with a clear message that states the facts of the case and the extent of your injuries and the amount you're requesting. Negotiations can involve back-and-forth communications. If a deal cannot be reached your lawyer will file a suit on your behalf. In most situations, a claimant is able to claim back wages lost due to the bodily injury liability coverage of the driver who was at the fault. If this is not possible the injured person may make a claim through their own insurance company for their automobile. It will only be in the amount of their personal injury protection policy (PIP). Pain and Suffering Accidents with trucks can cause physical pain and emotional distress along with financial loss. These non-economic losses are typically harder to put a dollar figure on, but they nevertheless warrant monetary compensation. A New York truck accident attorney can examine your case and determine the value of your noneconomic damages. The injuries can cause you to be unable to participate in your preferred hobbies or pastimes. It is also possible to miss out on vacations and other activities that can make life more enjoyable and you are entitled to compensation for this loss. Loss of consortium and loss of enjoyment of life are two other examples of non-economic damages. It is essential to seek immediate medical attention for any injuries that results from a crash involving large trucks. This will not only aid you to maintain your health but also serve as a valuable document for any future personal injuries claims. Even if the injury appears small, it's important to get a thorough analysis. Over time an experienced medical professional can determine how serious your injury really is and will provide you with the proper treatment. The next step is to have your attorney review all the evidence and compile an official demand letter setting the compensation you require. Your lawyer will send the letter to the parties responsible and their insurance companies. Your lawyer will be able to take them to trial if they refuse to adhere to your demands. This lets them know that you're not planning to back down and they should be treated with respect if they wish for you to get fair compensation. Be prepared for the insurance company of the party at fault to reach out to you regarding the accident and any injuries you sustained. They're usually “wolves in sheepskins” and will attempt to get you to give them information that they could manipulate and use against your settlement in court. You are able to avoid making statements that may be used against your own interests by having your attorney handle all communications with insurers and others. Damages Damages are the primary part of any truck accident claim. These may be economic, such as medical bills and lost wages, or non-economic such as pain and suffering. All damage is caused by negligence. To receive compensation the victim must show that the person responsible did not use reasonable care when operating or maintaining their vehicle or behaved recklessly on the road. Even minor accidents can cause devastating injuries due to the weight and size. Even if you feel that your injuries aren't serious It is imperative to seek medical attention as soon as possible. This will not only ensure your health and well-being but also provide crucial evidence for your possible injury claim. This will allow your insurance company to understand the full extent of your injuries and may prevent them arguing that you're not as injured as you claim to be. It is also crucial to keep track of all costs related to your accident. It is essential to keep an eye on any travel expenses you incur to attend doctor's appointments as well as other treatments. Also, any property damage that is caused by the accident. This includes your car, which could be totaled in addition to other personal items like watches and jewelry. Insurance companies often contact you to offer a settlement within a few days after the crash. It is not advisable to contact them or accept a settlement prior to consulting with an experienced truck accident lawyer. These representatives will often try to convince you to accept lower offers that do not cover your expenses resulting from the accident. A reputable lawyer will be able to look over your documents and provide you with an accurate estimate of the value of your case. Your lawyer will also determine if additional damages, like punitive damage, are available. These are damages intended to penalize the offender, and discourage others from engaging in similar behaviour.